Capital Management Group of Niagara, Inc.

Company/Services

New York State regulated, industry leading, companies and products

Companies

Services

Group Life Insurance, AD&D
Health Insurance
High Deductible Plans
Dental Insurance
Disability-Short Term, Long Term
New York State Disability
Health Reimbursement Account Administration
Flexible Spending Accounts
Cafeteria Plan Design
Section 125 Pre-Tax programs
POP Plans
FSA Accounts, DDC Accounts, and Transportation Accounts with debit cards
Retirement Plan Design
401k’s
IRA’s
Defined Benefit Plans

Voluntary Products

(through company payroll deduction)

The following products give you the opportunity to qualify for group underwriting with minimal participation requirements and are strictly voluntary which means no out of pocket cost to you as the employer:

Accident
Cancer
Hospital Confinement
Confinement Policies for Local and County Government Accounts
Life
Critical Illness

Customized Employee Benefit Statements

If you have over 50 employees, Capital Management Group of Niagara, Inc. can provide free Customized Employee Benefit Statements for each employee. The employee will then be able to see the financial impact of the employer-based benefits provided. Similar services, nationwide, have been a cost to the employer.

Please contact Mark Catanese or Frank Moley to discuss your employee benefit concerns, and allow us the opportunity to review your existing program.